Insurance Information

Our office participates with the following carriers:

• Horizon Blue Cross Blue Shield
• Blue Cross Blue Shield PPO
• Omnia Tier 2
• Medicare (Part B)
• Aetna New Jersey State Retiree Plan
• New York Workers Comp
• Auto Accidents, Personal Injury Protection (PIP)

Being in-network does not guarantee coverage, because every plan is different. Your specific benefits, including copays, coinsurance, and deductibles, are set by your insurance plan, and you are responsible for these costs.

Before your first visit, we recommend calling your insurance carrier using the member services number on the back of your card. Ask about your chiropractic and physical therapy benefits so you know what to expect. If you have any questions along the way, our front desk team is always here to help.

A Note for Medicare Patients

We welcome Medicare patients. If you have Traditional Medicare (Part B), please be aware that Medicare covers chiropractic spinal adjustments but does not cover the initial examination. Most secondary insurance plans follow Medicare’s guidelines, so they typically do not cover the exam either. As a result, you may be responsible for the cost of your exam.

Out of Network

We work with all insurances not mentioned above on an out-of-network basis. This means we submit documentation to your insurance company on your behalf for potential reimbursement, and you may be able to take advantage of your insurance carrier’s discounted rates for our services. Please contact your carrier to verify your out-of-network benefits, as they can provide you with the most up-to-date information about your coverage.

Self-Pay DMCO Participation

We are proud to be part of a Discount Managed Care Organization (DMCO). A DMCO allows us to provide discounted rates for our services to eligible patients. Please contact our practice for more information about DMCO benefits and eligibility.

Medicaid

We do not accept Medicaid at this time, including Horizon NJ Health and United Community Plan.